Very Low Risk Treasury Service

Put Idle Dollars
To Work. Monthly.

LenderLab is a treasury service. Client deposits are placed in a very low risk U.S. Treasury strategy, targeted yield is distributed every month, and your capital stays fully liquid with redemptions in 48 to 72 hours.

Monthly
Distributions
48 to 72h
Redemption
9%+
Targeted yield
SCROLL

Idle dollars are
a cost.

Cash sitting in an operating account earns little and waits on no one. A treasury service should do the opposite: put dollars to work in a conservative U.S. Treasury strategy, distribute what they earn every month, and return them within days when you ask.

01How It Works

Deposit. Earn. Redeem.

One account, a conservative strategy, and a standing redemption right.

01 / DEPOSIT

Open an account. Fund it in dollars.

Complete onboarding and fund your treasury account by wire. Your deposit is placed in a conservative U.S. Treasury strategy managed by LenderLab.

02 / EARN

Targeted yield, paid monthly.

Unlike traditional fund structures that hold earnings for quarterly or annual cycles, LenderLab distributes targeted yield to your account every month, with statements you can verify.

03 / REDEEM

Your dollars back in 48 to 72 hours.

Request a redemption at any time. Funds are returned to your account within 48 to 72 hours, with no lockups and no waiting for a quarterly window.

02Why Different

Not your typical
hedge fund.

Most hedge funds encumber a depositor's capital with lockup terms that take liquidity away for months or years. LenderLab is built the other way around: full liquidity, full transparency, and a fee structure you can see.

Full liquidity

No lockups. Ever.

Your capital is never encumbered. Request a redemption at any time and receive your funds in 48 to 72 hours.

Full transparency

See where it sits.

Deposits are held in treasury instruments, with monthly statements and reporting you can verify rather than a periodic letter.

One fee, disclosed

25% carry forward.

LenderLab targets a 25% carry forward on gains, stated up front. No hidden management fees layered underneath.

Targeted yield

Over 9%. Very low risk.

We target a return to depositors above 9% with risk kept as close to zero as possible, distributed monthly rather than held back.

LenderLab
Typical hedge fund
Your capital
Fully liquid, never encumbered
Encumbered by lockup terms
Redemption
48 to 72 hours
Quarterly windows with notice periods and lockups
Distributions
Every month
Quarterly or annually, if at all
Transparency
Full, with monthly statements
Limited, periodic letters
Fees
25% carry forward, disclosed up front
Management fees plus performance fees
Underlying strategy
Treasury instruments
Varies, often leveraged or illiquid
Risk profile
Very low
Moderate to high
03Who We Serve

Built for anyone holding dollars
that should be working.

01

Hedge Funds

Uncommitted capital, earning.

Keep dry powder productive between positions without giving up access. Monthly distributions and redemption in days, so capital is ready when the trade is.

02

Family Offices

Conservative, liquid, reported.

A treasury allocation designed for capital preservation with regular income, clear statements, and the flexibility to move when priorities change.

03

Companies

Operating cash that earns.

Park working capital and reserves in a U.S. Treasury strategy, receive distributions monthly, and redeem in 48 to 72 hours to meet payroll, vendors, or opportunity.

04

Blockchain Platforms

Yield on U.S. dollar reserves.

Platforms holding U.S. dollars can put those reserves to work in a conservative Treasury strategy with monthly distributions, all through a compliant, onboarded relationship.

05

Individuals

A treasury service for your own dollars.

Access the same strategy, monthly distributions, and redemption terms that institutions receive, with onboarding built for eligible individual depositors.

04Principles

Built like treasury.
Not like speculation.

Very low risk

The underlying strategy is built on U.S. Treasuries, among the most liquid and widely held instruments in the world, for a very low risk profile.

Monthly distributions

Targeted yield is distributed to your account every month rather than held back for quarterly or annual cycles.

Liquidity in days

Redemptions settle in 48 to 72 hours. No lockups, no gates, no waiting for a window to open.

Compliance built in

Compliance is designed in from the start rather than bolted on after, with onboarding and reporting built to institutional standards.

Transparent reporting

Statements and distribution records you can verify, so trust rests on what you can check rather than what you are told.

Institutional discipline

Operated with the controls, custody relationships, and reporting standards that institutional depositors expect.

05The Foundation

A treasury service is only as strong as what stands behind it.

Trust at scale cannot rest on a single company's word. A conservative U.S. Treasury strategy, monthly distributions you can see, redemption terms measured in days, and reporting anyone can verify are what let a treasury service serve institutions and individuals alike.

Very low risk U.S. Treasury strategy Monthly distributions 48 to 72 hour redemption Compliance built in
06FAQ

Questions, answered.

What is LenderLab?

LenderLab is a treasury service. We place client deposits in a conservative U.S. Treasury strategy, distribute targeted yield monthly, and return deposits on request within 48 to 72 hours.

What is a treasury service?

A service that manages dollars you are not using right now so they earn instead of sitting idle, while keeping them available when you need them. Think of it as a professionally managed home for cash between uses.

How risky is this?

The strategy is built on U.S. Treasuries and is designed to be very low risk, with capital preservation and liquidity as its first priorities. As with any strategy, yields are targeted rather than guaranteed and full risk disclosures are provided during onboarding.

How is yield generated?

Deposits are placed in a strategy built on U.S. Treasuries. The income the strategy earns is what funds monthly distributions. Yields are targeted, not guaranteed, and will move with market rates.

How is this different from a typical hedge fund?

Most hedge funds encumber your capital with lockup terms and limited reporting. LenderLab gives depositors full liquidity, with redemptions in 48 to 72 hours, full transparency through monthly statements, and a single disclosed fee: a targeted 25% carry forward on gains. We target a return to depositors above 9% with risk kept as close to zero as possible.

How often are distributions paid?

Every month. Unlike traditional fund structures that hold earnings for quarterly or annual cycles, LenderLab distributes targeted yield to your account monthly.

How do I withdraw?

Submit a redemption request at any time. Funds are returned to your account within 48 to 72 hours. There are no lockups and no quarterly redemption windows.

How is compliance handled?

Compliance is part of how the service is built, not an afterthought. Every depositor completes a straightforward onboarding process before funding an account.

Who is this built for?

Hedge funds, family offices, companies, blockchain platforms holding U.S. dollars, and eligible individuals. If you hold dollars that should be working, this is built for you.

Is my deposit guaranteed?

No. Targeted yields are not guaranteed, and deposits are not bank deposits and are not FDIC insured. Full terms, eligibility requirements, and risk disclosures are provided during onboarding.

Put your dollars to work.

Tell us about your treasury needs, and we will be in touch.

LENDERLAB, LLC · TREASURY SERVICE